Appraisal services for Miami and Miami-Dade County homeowners
Here are the top reasons Florida homeowners call on Elite Appraisal, Inc.:
- Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
- Challenge a property tax assessment
Remove PMI to cut their monthly mortgage payment
To reinstate your Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
In the case of a divorce in the state of Florida, where real estate needs to be divided
Settle an estate in Florida by determining the true market value of a property
At Elite Appraisal, Inc., we understand the individual needs of a homeowner looking for appraisal services.
While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your house because of your emotional attachment to it.
Professional appraisers, like the ones at Elite Appraisal, Inc., are objective. We'll tell you what you need to know, not just what you want to hear.
A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers.
It's something concrete to show your buyer.
An appraisal is an independent third party's opinion of your home's value -- not just you saying how much you think your house is worth.
Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value opinion than yours.
Challenge a property tax assessment
Your local tax assessor may have your house overvalued if you live in a local area that is declining.
This only means you're going to pay higher taxes than you should be paying.
Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be.
When challenging your property tax assessment, getting a professional appraisal from Elite Appraisal, Inc. is your perfect weapon.
Appraisals to cancel PMI
PMI stands for Private Mortgage Insurance. A popular money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments.
Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan.
We're seasoned in helping customers just like you abolish undesirable PMI insurance.
HELOC recently frozen?
Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value.
Not only can this be disadvantageous from a cash flow viewpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out.
Elite Appraisal, Inc. can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Would you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a seasoned expert to double-check your appraisal for preciseness?
An appraiser from Elite Appraisal, Inc. can go out and check the subject and comparables in question in a field review.
Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had in the past.
While typically requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your home.